Calculate personal net worth and track financial health. Free online net worth calculator with asset and liability tracking.
Calculate your personal net worth by tracking your assets and liabilities with our free online net worth calculator. Monitor your financial health and track your wealth-building progress over time.
Enter your assets and liabilities above to calculate your net worth.
Everything you own that has value: cash, investments, property, vehicles, etc.
All debts and obligations: loans, credit cards, mortgages, etc.
Net Worth = Total Assets - Total Liabilities
A positive net worth indicates financial health, while negative suggests debt exceeds assets
Total Assets: $400,000
Total Liabilities: $280,000
Net Worth: $120,000
Financial Status: Positive net worth - Good financial health
Net worth is the difference between your total assets (what you own) and your total liabilities (what you owe). It's a key financial metric that shows your overall financial health and wealth.
Assets include cash, savings accounts, checking accounts, investments (stocks, bonds, mutual funds), real estate, vehicles, valuable personal property, retirement accounts, and business interests.
Liabilities include all debts: credit card balances, student loans, car loans, mortgages, personal loans, medical bills, and any other money you owe to creditors.
It's recommended to calculate your net worth at least quarterly or annually to track your financial progress. Regular monitoring helps you stay on track with financial goals.
Net worth varies greatly by age, income, and life circumstances. A general rule is to aim for a net worth equal to your annual income by age 30, and 2-3 times your income by age 40.